Holidaze Survival Guide: Healthy Spending

Dear Friends,

One of the most common and fastest ways people become overwhelmed during the holidays is by overspending. Being financially unprepared for the holiday season leads to bad habits and poor choices that can have serious repercussions at the beginning of the new year.

Holiday spending involves more than buying gifts. It’s usually a lot of small things that quickly add up: holiday décor, groceries, extra events and activities, donations, and of course, gifts. Overspending creates debt and causes unnecessary stress. You don’t have to overspend or go into debt to make the holidays special. Follow these do’s and don’ts to help maintain your financial health during the holidays.

Holiday Spending Do's and Don'ts

DO create a holiday budget before the holidays. Each year is different in terms of the amount of money you have available to spend. Some years your financial resources are plentiful, and some years they are lean. Create a budget before the...

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